How do I file taxes on H4 visa?

Updated on April 9, 2024

If you are in the United States on a H4 visa, you will be aware that you are not entitled to an SSN, Social Security Number. However, in order to file your taxes, you do need a unique identification number. This is called an ITIN, Individual Taxpayer Identification Number. Applying for your ITIN can be a tricky process and failing to do so could result in you losing out on some benefits that H4 visa holders are entitled to. In this article we will tell you everything you need to know about the ITIN and talk you through how you can apply for one.

What is an ITIN? The ITIN is a nine digit number issued by the IRS, Internal Revenue Service, to non nationals who need to pay tax but aren’t entitled to an SSN. The number will help people to efficiently file their tax returns under the guidelines of the United States tax treaty.

When should I apply for an ITIN? You should only apply for your ITIN when you are ready to file your tax returns. Your returns need to be attached to your ITIN application.

How do I apply? To apply for your ITIN you will need to fill out a W-7 form. You can download this form IRS website. You will need to attach your Federal Income Tax Return to your application. This means that you may not file your taxes online, instead, you must use a 1040, 1040A or 1040EZ form. However, as you are filing your taxes as part of your ITIN application, you should follow all instruction for sending on the W-7 form. You will also need to include a valid form of identification, preferably a passport, and proof of residency in the United States. Along with birth certificates and valid medical and school records for any dependants. All documentation should be originals or certified copies. You should always keep your own copy of everything you file.

How do I get certified copies? If you do not wish to send you original documentation you will need to obtain certified copies for your ITIN application. You can get certified copies by having them endorsed either in the government agency where the documents were issued or in an American embassy.

How do I submit my application? You have a number of options when applying for the ITIN. You can send your application via the postal service. It is better to use registered post for this, however, you may still be taking an unnecessary risk by posting your documents or certified copies of them in the post. You can also submit your application in person in an IRS office or TAC, Taxpayers Assistance Center, this eliminates the risk of sending documents in the post. You could also choose to use a CAA, Certified Acceptance Agent. This is an agent who is approved by the IRS to assist people with the process. This may suit a family who are particularly busy or unsure about the process. However, you will need to pay for this service.

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How long does it take? Generally speaking, you should receive a response from the IRS after about six week. This may take longer if you have applied during the peak times or from overseas. If you are worried about your application you can contact the IRS helpdesk on 1800–829–1040.

Have you had any experience filing your taxes or applying for an ITIN while on an H4 visa? Do you have any advice for anyone who has found themselves in a similar position? Let us know your thoughts in our comments section.

About Stilt:

Stilt provides loans to international students and working professionals in the U.S. (F-1, OPT, H-1B, O-1, L-1, TN visa holders) at rates lower than any other lender. Stilt is committed to helping immigrants build a better financial future.

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Learn more about us on Wikipedia or visit us at https://stilt.com. If you have any questions, send us an email at team@stilt.com.

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Frank Gogol

I’m a firm believer that information is the key to financial freedom. On the Stilt Blog, I write about the complex topics — like finance, immigration, and technology — to help immigrants make the most of their lives in the U.S. Our content and brand have been featured in Forbes, TechCrunch, VentureBeat, and more.

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