Interior Federal Credit Union Student Loans Review

Interior Federal Credit Union is a member-owned and member-run financial institution; providing financial services to their volunteers, members, and families, with world-class banking, lending, insurance and investment products.

Established in 1935, its mission is to provide excellent service to our members and meet their diverse and changing financial needs and interests.

Interior Federal Credit Union Student Loans

Who is Eligible for Membership?

• Employees of the United States Department of the Interior; Including these bureaus: National Park Service, Bureau of Reclamation, U.S. Geological Survey, Bureau of Indian Affairs, Bureau of Ocean Energy Management Regulation and Enforcement (BOEMRE), Bureau of Land Management, Office of Surface Mining and U.S. Fish and Wildlife Service. Persons who are retired as pensioners or annuitants from the above employment are also eligible for membership.
• Contractors and employees of contractors who work under contract with the U.S. Department of the Interior.
• Family & Household: Immediate family members include: spouse, children, brothers, sisters, parents, grandparents, and grandchildren. For purposes of this definition, stepchildren, stepsiblings, and adopted children are also considered to be immediate family members. Spouses of persons who died while within the field of membership of this Credit Union. Household members will consist of those individuals living in the same residence and who maintain a single economic unit. This definition intends to embrace any person who is a permanent member of and participates in the maintenance of the household. Domestic partners and anyone who lives in the household and can demonstrate a degree of permanency will be considered to be household members.

Interior FCU Student Loans

Interior FCU provides affordable higher education financing for students and recent graduates through cuStudentLoans, a credit union-managed network.

• Private Student Loans
  • Cu Scholar UnderGraduate Private Student Loans
  • Cu Scholar Graduate Private Student Loans
• Private Student Loan Consolidation

Cu Scholar Undergraduate Private Student Loans

The Cu Scholar Private Student Loan can be used to pay for any qualified education expense including tuition, room and board, books, and other school-related expenses for undergraduate students.

• Use your loan for any qualified educational expense including tuition, room & board, books, and even computers.
• Borrow up to $120,000.
• Interest Rate-
  • Variable Rate 4.04%–9.09% APR
  • Fixed Rate 5.36%–9.69% APR
• Flexible Payment Options- Multiple in-school payment options to select from, including interest-only and $25.00/month payments.
• No origination fee for all student borrowers.
• No prepayment penalty.
• 30-day no-fee return policy allows you to cancel the loan within 30 days of disbursement without fees or interest.
• Set up recurring monthly payments and enjoy a reduced interest rate of 0.25%.
• Cosigner release available for creditworthy borrowers after 24 consecutive on-time principal and interest payments.
• Complete your entire application online in under 15 minutes.
• Borrowers are required to make a modest $25 minimum payment towards interest while in school to promote responsible repayment habits and pay down some interest accrual.
• Use online portal to check your balance, make payments, and access your account any time of day or night.

Cu Scholar Graduate Private Student Loans

The cuScholar Private Student Loan can be used to pay for any qualified education expense including tuition, room and board, books, and other school-related expenses for graduate students.

• Use your loan for any qualified educational expense including tuition, room & board, books, and even computers.
• Borrow up to $160,000.
• Interest Rate-
  • Variable Rate 4.04%–9.09% APR
  • Fixed Rate 5.36%–9.69% APR
• Flexible Payment Options- Multiple in-school payment options to select from, including interest-only and $25.00/month payments.
• No origination fee for all student borrowers.
• No prepayment penalty.
• 30-day no-fee return policy allows you to cancel the loan within 30 days of disbursement without fees or interest.
• Set up recurring monthly payments and enjoy a reduced interest rate of 0.25%.
• Cosigner release available for creditworthy borrowers after 24 consecutive on-time principal and interest payments.
• Complete your entire application online in under 15 minutes.
• Borrowers are required to make a modest $25 minimum payment towards interest while in school to promote responsible repayment habits and pay down some interest accrual.
• Use online portal to check your balance, make payments, and access your account any time of day or night.

Cu Grad Private Student Loan Consolidation

The cuGrad Private Student Loan Consolidation can be used to consolidate and refinance outstanding private student loan debt. Consolidating all of your private student loans gives you one easy monthly payment. Refinancing helps you reduce your interest rate and potentially lower your payments significantly.

• Simplify your finances with one easy monthly payment, you won’t need to keep track of multiple bills.
• Refinance student loan debt up to $125,000 undergraduate or $175,000 graduate.
• Interest Rate-
  • Variable Rate- 2.74%–6.48% APR
  • Fixed Rate- 3.15%–6.84% APR
• Interest-only repayment option available for first 4 years followed by 11 years of principal and interest repayment.
• Cosigner release available for creditworthy borrowers after 12 consecutive on-time principal and interest payments.
• Lower payment and competitive rate possible with extended repayment term.
• Set up recurring monthly payments and enjoy a reduced interest rate of 0.25%.
• Use online portal to check your balance, make payments, and access your account any time of day or night.
• Complete your entire application online in under 15 minutes.
• No origination fee for all student borrowers.

About Stilt

Stilt provides loans to international students and working professionals in the U.S. (F-1, OPT, H-1B, O-1, L-1, TN visa holders) at rates lower than any other lender. Stilt is committed to helping immigrants build a better financial future.

We take a holistic underwriting approach to determine your interest rates and make sure you get the lowest rate possible.

Learn what others are saying about us on Google, Yelp, and Facebook or visit us at https://stilt.com. If you have any questions, send us an email at team@stilt.co.

Frank Gogol

I’m a firm believer that information is the key to financial freedom. On the Stilt Blog, I write about the complex topics — like finance, immigration, and technology — to help immigrants make the most of their lives in the U.S. Our content and brand have been featured in Forbes, TechCrunch, VentureBeat, and more.

See author's posts