Deciding to embark on the journey of improving your credit score is great! You’ve made a responsible decision to better your financial future. However, simply making the decision won’t get you there. Hard work and focus will be required. You also can’t just expect to see results ov…
People who have a credit history receive their credit scores from credit bureaus at a certain point. But when you see the numbers, you might have different scores on the credit reports. There are several causes for this, but what should you do if your credit reports show different scores? Let’s find…
Credit scores are a necessary evil in life, as they keep you in check with your banking habits. When you are fair on your payments, your bank sees it as a good thing – which adds points to your credit score. However, when you aren’t, the bank takes those points, resulting in a low credit […]
At a Glance Credit scores update as soon as credit bureaus receive new information from creditors, typically every 30 to 45 days. Regularly checking your credit score helps monitor accounts, detect fraud or errors, and make improvements. It’s advisable to check at least once a year, with more …
It’s no secret having a good credit score has many advantages. You get better deals on loans, your insurance is often cheaper, and it could even help you secure your dream apartment! But exactly what is credit and how is it built? If you are new to the credit game, you can take a look [&…
Having a bad credit score can be very detrimental to anyone who is looking to obtain a loan or trying to get certain jobs. Given that only last year 53% of Americans were turned down because of their bad credit, people nowadays are on the run for improving their scores so they could enjoy the [&hell…
Credit scores keep changing all the time. Today you’ll see a score, and tomorrow a different one. But sometimes, your credit score can drop suddenly within a matter of days. If you’re one of them and have no idea why that happened, then this article is for you. Here, we will explain a few factors [&…
Having a good credit score is the talk of the town. Apparently, there are so many advantages to be gained from improving your credit score. But what are they exactly? Wonder no more. Below we look at the 6 advantages of good credit and explain who improving your credit score can benefit you! W…
According to the FICO credit scores, 20% of Americans have a score between 800 and 850, and 25% fall into the category with scores between 740 and 799. But many people don’t really understand how scores work, and how credit is reported to the credit bureaus. Do you want to find out more about the [&…
A credit score is often at the center of focus when financial institutions determine your financial health and credibility. If you ask someone, they’d reply vaguely that the more you have, the better. But how much is “more” and what is the highest credit score you can have? And the bigger questions,…