For many new residents of the United States, building credit is an essential aspect of securing your financial future. Credit is used in many financial decisions, and one should start building credit as soon as they can. Since credit can be a complicated topic, we’ve put together this guide on helpi…
If you’re new to the world of credit or you’ve made some mistakes in the past, you may be wondering – is no credit or bad credit worse? It’s a fair question. Both situations come with their own unique challenges when it comes to getting approved for loans, credit cards, apartments, and other needs. …
At a Glance Renting an apartment in the United States can be challenging for international students with limited financial documentation. Alternatives include making a higher deposit, providing proof of financial assistance through scholarships or parental support, finding a US guarantor, or using o…
Coming to study in a foreign country is an exciting opportunity, but it also comes with financial challenges. Tuition, rent, food, health insurance, books, transportation – it all adds up quickly. Without proper planning, you may find yourself struggling to make ends meet. Follow these tips to…
At a Glance Check your credit report for errors and dispute inaccuracies. Negotiate with creditors for better terms or rates on outstanding loans. Become an authorized user on someone else’s credit card to build credit. Maintain credit card balances below 30% of the limit for a positive credit…
Credit history is often the biggest stumbling block between you and getting access to credit. In this post, we are going to explain the basics of credit history and how you, as a non-U.S. citizen, will be able to build your credit history. What is credit history? A credit history is a record on…