Loans

From personal loans to mortgages, navigating the loan process can be daunting. Stilt clarifies different loan types, terms, and eligibility requirements, helping you make the right choice for your financial situation. Discover how to secure the best rates and terms, and approach borrowing with confidence.

Personal Loans

Loans for Immigrants

At a Glance An Employment Authorization Document (EAD) grants certain visa holders permission to work in the United States. Visa holders without automatic employment authorization must apply for an EAD, and while there are no laws prohibiting EAD holders from buying a house, obtaining a mortgage can…

At a Glance A 1099 worker is an independent contractor enjoying flexibility but may face disadvantages in terms of legal rights and benefits. While there aren’t specific auto loans for 1099 employees, they can qualify for various loans, including auto loans, to meet their travel and flexibilit…

At a Glance Property Ownership for Foreigners in the Philippines: Foreigners with valid visas can buy property in the Philippines, but they are restricted from owning land. Legal Ownership Conditions: Foreigners can legally own a residence or condominium unit, subject to conditions like majority own…

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At a Glance 1099 workers can qualify for mortgages, but the process is more complex. Prequalification is the initial step, providing an estimate of the borrowing capacity. Required documents include immigration documentation, tax returns, proof of income, and business financial statements. Self-empl…

At a Glance DACA recipients can buy homes in the U.S. with no restrictions on property ownership. Securing a mortgage may be challenging, and limited assistance programs are available. Requirements for a DACA home loan include proof of legal status, earnings-related documentation, and supporting doc…

Making a decision to buy property is never easy – particularly if you want to buy property in Dubai, which is continually developing. The prospect of holding property there may be appealing if you are attracted to the real estate market. The good thing is that this is a possibility

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At a Glance Canadian citizens can study in the US without needing a visa, including participation in exchange programs. Obtaining an I-20 (or DS-2019) and registering with SEVIS are essential steps for studying in the US. Canadian students entering the US must present specific documents at the port …

At a Glance J1 visa holders can face challenges but are eligible to apply for mortgages in the United States. Specialized lenders offer loans for non-residents, with down payment requirements varying based on financial circumstances. Applicants need to meet criteria such as demonstrating creditworth…

At a Glance Lyft drivers can explore various loan options, including secured loans with low interest rates. Unsecured personal loans are available for those without collateral, and bad credit loans cater to individuals with a less-than-stellar credit history. Applying for a loan involves choosing th…

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At a Glance H1B visa holders can buy homes in the U.S. While there is no specific “H1B visa mortgage,” FHA loans and traditional mortgages from big banks are viable options. Credit Unions and banks associated with the employer are generally a great options for low rates with high loan

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