From personal loans to mortgages, navigating the loan process can be daunting. Stilt clarifies different loan types, terms, and eligibility requirements, helping you make the right choice for your financial situation. Discover how to secure the best rates and terms, and approach borrowing with confidence.
At a Glance Loan pre-approval is a process where you provide necessary documents to a lender to determine eligibility and potential loan amount. It instills confidence in shopping for items within your affordability without committing to an actual loan. Pre-approval involves sharing information, a s…
At a Glance Foreigners in America are categorized as citizens, permanent residents (green card holders), and visa holders. Citizens have the most rights, including working, voting, and obtaining a U.S. passport. Permanent residents with green cards can stay and work but cannot vote, while visa holde…
Immigrants who lack a credit history in the United States may have difficulty qualifying for a loan from an American bank, and this includes Canadian citizens. Even a TN visa holder may get rejected for loans because of the risk associated with their temporary status. Other U.S. lenders are filling
At a Glance NRIs, or Non-Resident Indians, are individuals of Indian origin residing outside the jurisdiction of the Republic of India. With over 31 million NRIs globally, it is one of the largest immigrant communities. NRIs in the U.S. often seek education loans to cover the high costs of studying,…
If there’s one truth about gold, it’s that it is extremely expensive. A simple pair of gold earrings might cost you half that month’s income – particularly if you have a specific type of gold in mind. Platinum (also known as white gold) is particularly expensive. So, without a loan
For Desirie Laureta, America held the promise of opportunity, no only for her but for her family as well. All she had to do was get them there. But that’s a long, expensive road. So, Desirie made the tough decision to move to the U.S. alone and the hope that
Nalucha Shakalima took a chance and left her home in Zambia to come to the U.S. One day, she hoped to have her visa sponsored so that she could become a nurse in America, but she’d need an education first. Things were going well, at first, too. She enrolled in Albany
Toronto-native Meagan Turner dreamt of pursuing a diploma in music at the Manhattan School of Music. But the financial demands of supporting herself as an independent professional musician were at odds with the cost of attending one of the world’s most renowned music programs. She needed a prof…
At a Glance Physicians can access auto loans tailored to their high debt load and future earning potential. Challenges include high debt-to-income ratios and limited credit history. Physician auto loans are available from traditional banks, credit unions, and online lenders, with Stilt offering a si…
Living in the U.S. on a visa offers great benefits like work opportunities and a good quality of life. But, being a non-resident Indian (NRI) has its challenges. How can you finance important things back home in India? What financial tools can you use to help finance your needs? Below