From personal loans to mortgages, navigating the loan process can be daunting. Stilt clarifies different loan types, terms, and eligibility requirements, helping you make the right choice for your financial situation. Discover how to secure the best rates and terms, and approach borrowing with confidence.
At a Glance Independent contractors, or 1099 employees, are self-employed workers operating on a project-to-project basis. They enjoy flexibility but face financial challenges, including irregular income, self-covered expenses, lack of benefits, and limited job security. Independent contractor loans…
Applying for residency programs can be extremely expensive and the costs can very quickly add up. Even if you’re highly qualified, you won’t be earning very much during your residency and chances are you also have medical school debt to worry about. If this sounds like you, don’t w…
Financial institutions often require a cosigner for student loans, since a cosigner can function as insurance for the lender if the primary borrower cannot repay the loan. However, sometimes having a cosigner proves unnecessary down the line, for instance, if the borrower earns enough income that th…
Financing a car is a significant challenge on a teacher’s salary, even if you’re buying a relatively affordable used car. Typically, purchasing a car requires taking out a loan of some kind, and there are multiple options available. This article explores car financing options for teachers, providing…
Funding your grad school studies can be a difficult task. The costs are high and loan providers are strict in their requirements. This is all the truer if you are an international student on a visa and you have bad credit. We understand your struggle, so to help you out
At a Glance Easier mortgage approval for staff nurses with a base income. Consideration of actual income, including overtime and shift differentials, varies among lenders. Travel nurses may face challenges due to employment gaps, but documentation and context can help. Understanding pay structures, …
Disclosure: Stilt is a lending company. Nonetheless, we are committed to recommending the best loan products to our readers when their needs are outside Stilt’s loan offerings. Medical bills can get very expensive very quickly. The burden gets all the heavier when it is an emergency. And unfortunate…
At a Glance Teachers seeking to buy homes can explore assistance options including home loans, personal loans, and specific home-buying programs. Notable programs include the Teacher Next Door Teacher Housing Grant, Teacher Next Door HUD Good Neighbor Next Door Program, and Extra Credit Teacher Home…
At a Glance Employment is a crucial factor for loan qualification, alongside credit score and cosigner availability. Lenders may require a minimum employment length or accept an offer letter for new employees. Temporary workers can access loans based on their current work situation and a letter of e…
At a Glance Faculty Loan Repayment Program (FLRP) by HRSA offers up to $40,000 debt repayment over two years for college professors at health profession schools. Professors can explore Public Service Loan Forgiveness (PSLF) for up to 10 years of forgiveness. Requirements for both programs include wo…