From personal loans to mortgages, navigating the loan process can be daunting. Stilt clarifies different loan types, terms, and eligibility requirements, helping you make the right choice for your financial situation. Discover how to secure the best rates and terms, and approach borrowing with confidence.
Immigrants with the highest qualifications and most significant accomplishments are in a stronger position than most noncitizens to get a loan. Yet there are still obstacles in place, and even O-1 Visa holders can face difficulty finding a lender without the requisite credit history. This guide can …
At a Glance A down payment is an upfront payment offering benefits like increased lender confidence, lower interest rates, and reduced loan payments. It lowers interest by reducing the principal debt and decreases monthly payments, with the ideal amount depending on factors like credit score, car ty…
At a Glance A TN visa is a temporary visa for nonimmigrant NAFTA Professionals, available to Canadian and Mexican citizens. It allows these professionals to work in the United States, covering various eligible professions. Canadian citizens can enter the U.S. with a TN visa, and holders can legally …
At a Glance A TN visa is a work visa for Canadian and Mexican professionals under NAFTA. TN visa holders, despite limited credit history, have various loan options, with traditional banks being less flexible. Pre-approval, peer-to-peer lending, and online lenders like Stilt, BadCreditLoans.com, and …
Applying for a personal loan when you are a non-resident can be difficult. Fortunately, there are some lenders who look past the traditional U.S. loan application requirements. Some of these lenders include LendingClub, SoFi, LendingPoint, Earnest and, Stilt, grant personal loans to non-resident bor…
Living in your dream home equals living the dream. Or well, for many people it is! But sometimes your dream home can become a little dilapidated. Or, you have found the perfect home in the perfect spot, but the house needs a little bit of TLC for it to live
At a Glance Soft credit checks, common in lease or personal loan applications, don’t impact credit scores. Beneficial for those with no or bad credit, as they don’t negatively affect credit scores. Exercise caution with lenders offering soft inquiry loans, as some may have unfair terms. …
When looking for a loan, students find that the majority of student loan lenders require applicants to have a cosigner in order to get approved. For many students, getting a cosigner is an improbable task, and students left to face with unfavorable loan terms by lenders who view them as
The future for DACA holders (Dreamers) is still uncertain since Donald Trump became the President of the United States. There’s some question on whether Dreamers are eligible for loans and what the processes are to apply for loans for these non-permanent residents. As long as DACA remains, though, D…
At a Glance F-1 visas are for international students studying in the U.S. Obtaining a personal loan with an F-1 visa often requires a cosigner due to limited credit history. Alternative options include providing nontraditional credit accounts or foreign credit history. Various personal loan types ar…