At a Glance: The MAVNI (Military Accessions Vital to the National Interest) program is a U.S. military recruitment program for immigrants and non-immigrants. Created in 2008, it allows eligible individuals to join the military and apply for U.S. citizenship without obtaining permanent residency firs…
At a Glance AB 60 licenses are driver’s licenses available to California residents who cannot provide proof of legal U.S. presence but meet DMV requirements and can demonstrate California residency. These licenses are particularly relevant for undocumented immigrants, allowing them to drive la…
At a Glance Renting a house instead of an apartment offers more space, suitable for larger families. Houses provide additional bedrooms, bathrooms, living areas, outdoor space, parking options, and greater privacy. To rent a house, determine your budget, create a list of must-haves, research options…
At a Glance Credit scores can fluctuate even without significant changes to your credit report. Factors like high credit utilization, closing an account, a new hard inquiry, or errors can lead to a drop in your credit score. High utilization, closing an account, or a new hard inquiry can negatively …
At a Glance Currently, travel from India to the U.S. is restricted due to the COVID-19 situation. Non-U.S. citizens who have spent 14 days in India are not allowed to enter, except for those falling under the National Interest Exception category. To obtain a visa for travel, individuals must apply f…
At a Glance: It is crucial to pay your credit card bill on time or early to maintain and build your credit score. Late payments can harm your score and incur additional fees. Paying early can reduce interest charges and decrease your credit utilization ratio. Payments can be made online, through mob…
At a Glance Paying off a collection account does not immediately impact your credit score. It takes approximately seven years for the account to be completely removed from your credit history. Benefits of paying off collections include avoiding debt collection suits and showing financial discipline….
At a Glance Buying from a private seller takes less time, provides a level playing field for negotiations, and often offers better prices. No financing options, no warranties, no protection from lemon laws, inability to cancel the sale, and no option to leave bad reviews are drawbacks of private sel…
At a Glance Direct enrollment in a Ph.D. program after completing a Bachelor’s degree is a viable path. Integrated Ph.D. programs offer an unconventional route for obtaining a Ph.D. Upgrading a Master’s dissertation to a Ph.D. dissertation is an alternative approach. Benefits include sav…
At a Glance OPT allows graduates to gain practical experience in the U.S. related to their field of study. To apply, students need a DSO recommendation letter, fill out Form I-765, and submit it to USCIS with the required fee and documents. The OPT card (EAD) serves as proof of employment permission…