At a Glance Marriage license obtained before a wedding, granting permission to marry. Requires specific documents for application and has an expiration date. Marriage certificate issued after the wedding, serving as legal proof of marriage. Records date, time, and place of the wedding; needed for na…
At a Glance A family trust facilitates asset transfer to family members, whether revocable or irrevocable. Revocable trusts allow changes and self-trusteeship, while irrevocable trusts have permanent terms and a separate trustee. Trusts help avoid probate, ensure privacy, minimize taxes, and protect…
At a Glance The Indian Consulate General in New York serves several states, including New York, and is located at 3 East 64th Street, Suite 7002, New York, NY 10065. Services provided include assistance with various visas such as tourist, medical, business, student, and employment visas. The consula…
At a Glance Total net worth is calculated by assessing assets versus liabilities. Assets include house, car, investments, retirement accounts, and savings. Liquid assets, easily converted to cash, include cash, checking accounts, stocks, and bonds. To grow liquid net worth, focus on saving, reducing…
At a Glance Investing involves committing money and time to an asset to generate profit. The legal age to start investing in stocks is generally 18, but some states have higher age restrictions. To begin, find a suitable brokerage account considering factors like educational resources, user interfac…
At a Glance Yes, it is possible to deposit cash at an ATM, but only at ATMs that belong to your bank. You will need to have your debit card, an envelope (if required by your bank), and the cash you wish to deposit. The process involves swiping your card, selecting the “Deposit” option, c…
At a Glance Pay to order involves financial documents, like checks, requiring endorsement for payment. The payer designates the recipient with “pay to the order of,” and both parties must sign for proper money transfer. Follows Uniform Commercial Code (UCC) rules, preventing unauthorized…
At a Glance To cash your stimulus check, consider local banks, credit unions, or merchants like Walmart. Fees may apply, varying based on the check amount and service provider. Check cashing stores are an option but may have higher fees. Smartphone apps like PayPal, Venmo, or Netspend offer alternat…
At a Glance Domestic partnerships originated in the 1980s as an alternative for same-sex couples seeking recognition before same-sex marriage was legalized. While not federally recognized, each state defines domestic partnerships differently. They are committed relationships between adults, often sa…
At a Glance Credit score systems exist in several countries worldwide, not just in the United States. Each country has its own variations, assessing an individual’s ability to meet financial obligations. Countries like Canada and the United Kingdom have credit score systems similar to the US. …