At a Glance Biometrics refers to unique biological information, such as fingerprints, eye retinas, voice patterns, and facial features, that is used to identify individuals. In the U.S. immigration process, biometrics are required for applications such as green cards, travel authorization, and emplo…
At a Glance When submitting documents to USCIS, the method depends on the form you need to submit. Regardless of the method, it’s crucial to receive and keep the USCIS receipt notice as proof of application submission and to track your status. Forms can be found and ordered on the USCIS websit…
At a Glance Unearned income encompasses money received without active work or effort. Sources include interest on savings, dividends, inheritance, property income, gifts, and more. It is taxed differently from earned income and can offer financial security and tax advantages. Examples include earned…
At a Glance H4 EAD (Employment Authorization Document) allows H4 visa holders, dependent spouses of H1B non-immigrants, to legally work in the U.S. To be eligible, the H1B visa holder must meet specific requirements, such as seeking lawful permanent residence. The Trump administration opposed H4 EAD…
At a Glance: A credit card allows you to borrow money for purchases, with the obligation to repay it within a certain time or incur interest. The credit card limit determines the amount you can use. The statement balance reflects the total owed at the end of a billing cycle, while the current balanc…
At a Glance Determine the recipient and secure their agreement. Confirm their bank accepts third-party checks. Sign in the endorsement area, specifying the recipient below your signature, and hand the check to them for depositing. Ensure clarity and agreement throughout the process to avoid complica…
At a Glance Wire transfer speeds vary based on factors like location, recipient’s bank, and transfer method. Domestic transfers to retailers or businesses may take up to three days, while same-organization transfers can be completed within 24 hours. International transfers may take five days o…
At a Glance Los maestros tienen acceso a préstamos diseñados para sus necesidades, ya sean de primaria, secundaria o universitarios. Estos préstamos pueden utilizarse para diversas finalidades, como depósito de alquiler, compra de automóvil, adquisición de vivienda o suministros escolares. Además, l…
At a Glance Es posible obtener préstamos en los Estados Unidos sin un número de seguro social (SSN). Los inmigrantes pueden usar un número de identificación fiscal individual (ITIN) para solicitar préstamos personales. El ITIN se obtiene presentando el Formulario W7 al Servicio de Rentas Internas (I…
At a Glance A personal loan can be obtained with an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number (SSN). ITIN is a unique 9-digit code used for tax purposes and identification, enabling the use of personal loans for various purposes like purchasing a car, cover…