At a Glance Finding immigrant-friendly mortgage lenders requires research to identify those offering better rates and terms. Credit unions and online lenders are viable options, with credit unions being less strict and online lenders providing convenience for immigrants with no credit history. Deter…
At a Glance Consular processing and adjustment of status are two ways to apply for a Green Card. Consular processing is done abroad at a U.S. consulate, while adjustment of status is for individuals already living in the U.S. Consular processing allows applying from the home country but may lack cer…
At a Glance Amortization is the process of repaying a loan. Fully amortized loans settle both the principal and interest by the end of the term. Partially amortized loans leave a portion unpaid, often requiring a balloon payment. An amortization schedule breaks down payments, affected by compounding…
Millions of people apply for Green Cards every year. The process is very tricky since it requires applicants to comply with different eligibility criteria. People look for advice from those who have completed the process to aid their own immigration attempts. The adjustment of status interview is a …
According to predictive analytics company FICO, 34% of people have “bad credit”. A bad credit score is anything in the poor-fair range or a score between 300-669. If you have a bad credit score, your access to loans will be severely limited–leaving mostly predatory loans with high interest rat…
At a Glance H1B visa holders can secure auto loans in the U.S., although finding a willing lender may be challenging. Options include buying a car with an auto loan, leasing through a lease-to-own program, or renting for short periods. Three types of auto loan lenders for H1B visa holders are big ba…
At a Glance Foreign property can be claimed on U.S. taxes with similar benefits to U.S. homes. Tax treatment depends on the property’s use, whether for personal use or rental income. Deductions for mortgage interest can be claimed for personally used properties. Rental properties allow deducti…
Are you planning a trip to the U.S. soon? Or do you need to provide some documents for your immigration attempts? In both of these cases, you need to know about a critical document. Form I-94 is paramount to the success of your trip or immigration attempts. Let’s take a look at how it works [&hellip…
At a Glance The H-2B visa is a non-immigrant visa designed by the U.S. Citizenship and Immigration Services for foreign workers filling temporary non-agricultural roles in the U.S. U.S.-based agents or employers initiate the visa process by filing necessary forms on behalf of prospective workers, su…
At a Glance A Social Security Number (SSN) is a nine-digit number issued by the government to eligible U.S. residents and citizens. It is important for tracking earnings, taxation, and benefits. An SSN is obtained by applying through Form SS-5. It is used for employment verification, opening account…