At a Glance A Social Security Number (SSN) is a unique 9-digit number issued to U.S. citizens or residents. It is used by the government to track income and work history for Social Security benefits. An SSN is required for various activities such as applying for loans, opening bank accounts, getting…
Debt is surely not on anyone’s wish list, whether they’re rich or poor. Medical school debt, for example, is one of the things able to make you want to run for the hills in an instant. So, how to pay off medical school debt? This guide will tell you everything you need to know in […]
At a Glance To buy a car, loans are generally a better option than using a credit card due to high-interest rates. If you have no credit history, alternatives include getting a co-signer, exploring alternative credit data, dealer financing, community banks or credit unions, marketplace loans, or tap…
At a Glance Consider credit unions, community banks, online lenders, and peer-to-peer platforms. Explore secured loans, microloans, and borrowing from friends or family. Look into Payday Alternative Loans (PALs), employer salary advances, and ITIN loans. Research terms, rates, and requirements caref…
Find the Best Loan Without Damaging Your Credit When you need a car but have less-than-perfect credit, a soft check auto loan allows you to see if you prequalify without impacting your credit score. Soft inquiries, as opposed to hard inquiries, don’t affect your score since they aren’t visible to ot…
Getting a loan is never easy. But for some people, it might be more complicated than for others. This is primarily why many banks and lenders request a co-signer. But what if you don’t want to use a cosigner to enhance your odds of getting your application approved? Or what if you don’t have this [&…
At a Glance An Employment Authorization Document (EAD) grants certain visa holders permission to work in the United States. Visa holders without automatic employment authorization must apply for an EAD, and while there are no laws prohibiting EAD holders from buying a house, obtaining a mortgage can…
At a Glance A 1099 worker is an independent contractor enjoying flexibility but may face disadvantages in terms of legal rights and benefits. While there aren’t specific auto loans for 1099 employees, they can qualify for various loans, including auto loans, to meet their travel and flexibilit…
At a Glance Visa holders can send money to Africa for various reasons like supporting family, investing, or paying for weddings. Safe methods for sending money include bank transfers, writing yourself a check, using PayPal, and utilizing third-party services like MoneyGram or Western Union. Remittan…
At a Glance Visa holders in the US have various methods to send money to South Africa for purposes like family support, investments, and wedding expenses. Options for sending money include bank transfers, writing checks, using PayPal, and utilizing third-party transfer services like Western Union. R…