At a Glance NRIs (Non-Resident Indians) are Indian citizens who spend less than 183 days in India. NRIs are not required to pay tax in India. Investment options for NRIs in India include fixed deposit bank accounts, mutual funds, direct equity, real estate, bonds, NCDs, government securities, and th…
The United States is still the home of the most cutting-edge and innovative healthcare in the world, and physicians all over the world seek to immigrate to the U.S. as a result. The main challenge that these physicians face is finding a sponsor and obtaining a J-1 visa. A shortage of doctors plagues…
At a Glance F1 visa holders are generally not allowed to work, except for limited on-campus employment Taxes for F1 visa holders may involve forms such as 8843, 1040NR, and W-7 They are exempt from Social Security and Medicare taxes, and income from their home country is not taxed in the U.S. Eligib…
If there’s one truth about gold, it’s that it is extremely expensive. A simple pair of gold earrings might cost you half that month’s income – particularly if you have a specific type of gold in mind. Platinum (also known as white gold) is particularly expensive. So, without a loan for the pur…
For Desirie Laureta, America held the promise of opportunity, no only for her but for her family as well. All she had to do was get them there. But that’s a long, expensive road. So, Desirie made the tough decision to move to the U.S. alone and the hope that she’d be able to have [&helli…
Nalucha Shakalima took a chance and left her home in Zambia to come to the U.S. One day, she hoped to have her visa sponsored so that she could become a nurse in America, but she’d need an education first. Things were going well, at first, too. She enrolled in Albany State Universit…
Toronto-native Meagan Turner dreamt of pursuing a diploma in music at the Manhattan School of Music. But the financial demands of supporting herself as an independent professional musician were at odds with the cost of attending one of the world’s most renowned music programs. She needed a prof…
At a Glance Major banks in the U.S., including Capital One, Wells Fargo, TD Bank, Bank of America, and Citibank, actively hire skilled foreign nationals through H1B visa sponsorships. H1B salaries for these positions can vary, typically ranging from $70,000 to $160,000. While traditional banks may b…
At a Glance Physicians can access auto loans tailored to their high debt load and future earning potential. Challenges include high debt-to-income ratios and limited credit history. Physician auto loans are available from traditional banks, credit unions, and online lenders, with Stilt offering a si…
Living in the U.S. on a visa offers great benefits like work opportunities and a good quality of life. But, being a non-resident Indian (NRI) has its challenges. How can you finance important things back home in India? What financial tools can you use to help finance your needs? Below we take a look…