At a Glance Not all H4 visa holders are eligible to change their visa to H1B; eligibility depends on being selected in the H1B visa lottery or being exempt from the cap. Exempt individuals include those previously selected in the lottery, those with a job offer from a cap-exempt employer, or those w…
Applying for residency programs can be extremely expensive and the costs can very quickly add up. Even if you’re highly qualified, you won’t be earning very much during your residency and chances are you also have medical school debt to worry about. If this sounds like you, don’t w…
Financial institutions often require a cosigner for student loans, since a cosigner can function as insurance for the lender if the primary borrower cannot repay the loan. However, sometimes having a cosigner proves unnecessary down the line, for instance, if the borrower earns enough income that th…
At a Glance Desi consulting companies connect skilled contractors with employers for project-specific expertise. Clients provide requirements to a prime vendor, who assigns consultants to the project. Challenges for consultants include limited input and potential pay deductions. Companies like Adore…
Financing a car is a significant challenge on a teacher’s salary, even if you’re buying a relatively affordable used car. Typically, purchasing a car requires taking out a loan of some kind, and there are multiple options available. This article explores car financing options for teachers, providing…
Funding your grad school studies can be a difficult task. The costs are high and loan providers are strict in their requirements. This is all the truer if you are an international student on a visa and you have bad credit. We understand your struggle, so to help you out we’re breaking down what the …
At a Glance Easier mortgage approval for staff nurses with a base income. Consideration of actual income, including overtime and shift differentials, varies among lenders. Travel nurses may face challenges due to employment gaps, but documentation and context can help. Understanding pay structures, …
Disclosure: Stilt is a lending company. Nonetheless, we are committed to recommending the best loan products to our readers when their needs are outside Stilt’s loan offerings. Medical bills can get very expensive very quickly. The burden gets all the heavier when it is an emergency. And unfortunate…
At a Glance Teachers seeking to buy homes can explore assistance options including home loans, personal loans, and specific home-buying programs. Notable programs include the Teacher Next Door Teacher Housing Grant, Teacher Next Door HUD Good Neighbor Next Door Program, and Extra Credit Teacher Home…
At a Glance Employment is a crucial factor for loan qualification, alongside credit score and cosigner availability. Lenders may require a minimum employment length or accept an offer letter for new employees. Temporary workers can access loans based on their current work situation and a letter of e…