What is an International Bank Card/ Forex Card? At a Glance: An international bank card or forex card is a prepaid ATM card that allows you to withdraw money in the local currency of a foreign country from ATMs. When you purchase a forex card, you load it with a minimum balance in your home [&hellip…
At a Glance To qualify for a conventional loan, non-U.S. citizens need a minimum of 2 years of credit and employment history in the U.S., which can be combined with foreign history if it aligns with U.S. guidelines. A valid work visa is required, and if it’s expiring soon, an assurance letter …
Capital One Auto Navigator helps you prequalify for auto financing even before you visit the participating dealer. The idea is to provide your unique information and get your information reviewed, to determine whether you prequalify for an auto finance or not. The best part is that it does not impac…
At a Glance Finding an apartment in a foreign country for university can be challenging but manageable with proper research and preparation. Start by researching the university’s website, checking nearby localities, and reviewing crime statistics. Join social media groups for assistance and ga…
Every year, bright and eager international students from all over the world move to the United States to make the country their new home. Adapting to life in America can be quite perplexing, especially when it comes to concepts that are foreign to you — like building credit as an immigrant. In this …
Weddings are magical events, but we all know they can be expensive. If you’re living in the U.S. as an immigrant or visa holder, you might have family in India whose wedding you want to pay for or contribute to. If you don’t have the necessary cash, though, don’t worry. You can get a loan […]
At a Glance H1B visa holders in the U.S. can claim tax benefits, including deductions, exemptions, and credits. Deductions encompass itemized deductions like state and local taxes, medical expenses, and mortgage interest. Exemptions are available for personal and dependent exemptions, providing addi…
At a Glance A robo advisor is an online software that helps manage investment portfolios, serving as a digital substitute for financial advisors. They use trading algorithms to make investment decisions and are affordable compared to human advisors. While robo advisors can minimize tax losses and pr…
Getting a loan without a cosigner in the U.S. can be a challenging task for the majority of people, especially non-U.S. citizens, as having a cosigner strengthens your case by making you less of a risk to the lenders. What is a Cosigner? A cosigner is a person assuming co-responsibility for your loa…
At a Glance Transition from F1 to H1B by gathering essential documents including a job offer, resume, passport, degree, and experience letters. Secure a job offer from an H1B sponsoring employer and ensure timely filing of the H1B petition. Consider a cap-gap extension for continued work under F1 st…