At a Glance This article provides a guide for choosing a college major, emphasizing the importance of aligning the choice with personal interests and strengths. It suggests considering factors like future job possibilities, additional schooling requirements, and potential income when deciding on a m…
At a Glance The article presents a list of 9 podcasts that are beneficial for those who are planning to start or expand their side hustle. Each podcast on the list provides unique insights from successful entrepreneurs and side hustlers, offering both inspiration and practical advice. The podcasts c…
At a Glance This article explores two popular methods for paying off student loans: the Debt Snowball and Debt Avalanche methods. The Debt Snowball method focuses on paying off the smallest debts first to gain momentum and a sense of accomplishment. The Debt Avalanche method targets high-interest lo…
At a Glance The 50/30/20 rule is a simple budgeting method that allocates your income into three categories: needs, wants, and savings. This method ensures that you can cover your essential needs, enjoy non-essential wants, and still save for the future. While the 50/30/20 rule is a viable budgeting…
At a Glance Student debt can hamper the ability to qualify for a mortgage due to high debt-to-income ratios and difficulty in saving for a down payment. Improving your credit score and debt-to-income ratio can enhance your chances of qualifying for a mortgage. Programs and initiatives are available …
At a Glance The article explores the pros and cons of living in a college dorm. Factors such as cost, financial aid conditions, off-campus alternatives, social opportunities, and the option of living at home are discussed. The decision to live on-campus is a personal one, influenced by financial, so…
At a Glance A tax audit is a detailed examination of your tax return by tax authorities to ensure the accuracy of income and deductions reported. Failing an audit may result in civil penalties, criminal charges, damaged credit, and more. Severity depends on the degree of non-compliance. You have the…
At a Glance This article provides information on various financial aid options for adults returning to school, including grants and scholarships. The first step to unlock financial aid is filling out the FAFSA (Free Application for Federal Student Aid). There are five types of grants available speci…
At a Glance Colleges may look at applicants’ social media profiles to evaluate their character, maturity, interests, digital citizenship, and the authenticity of their application. Applicants should avoid posting provocative or offensive content, criticizing others, and showcasing excessive pa…
At a Glance This guide covers the requirements, income limits, and application process for a Pell Grant, a financial aid program for eligible students pursuing higher education. To qualify for a Pell Grant, you must be an undergraduate student without a degree, a U.S. citizen or eligible noncitizen,…