At a Glance North Carolina offers several loan forgiveness programs for residents, including assistance for healthcare professionals, lawyers, and educators. National options like the John R. Justice Program and Public Service Loan Forgiveness also exist. Explore both state and national opportunitie…
At a Glance Loan forgiveness can carry tax consequences. The IRS often taxes canceled student debt, but loans forgiven between 2021 and 2025 are federally exempt due to the American Rescue Plan Act. States differ in their approach: by 2023, Indiana, North Carolina, and Mississippi will tax these loa…
At a Glance Green Cards grant U.S. permanent residency through various pathways. Common routes include family sponsorship (e.g., spouses, children, or parents of U.S. citizens) and employment (e.g., immigrant workers, physicians, investors). Special immigrants include religious workers and Afghan/Ir…
Deferred Action for Childhood Arrivals (DACA) is a program that provides temporary protection from deportation and work authorization for eligible young immigrants in the United States. If you are a current DACA recipient, it is essential to renew your status before it expires to maintain your benef…
Question: What credit score do you need for Klarna®? Answer: Klarna® is one of those “buy now, pay later” services that’s been gaining traction, especially for online shopping. If you’re considering using Klarna, you might be wondering about the credit score requirements. Let…
Question: What credit score is needed for an Aspire® credit card? Answer: Aspire Credit offers a range of credit cards, often catering to individuals with less-than-perfect credit. Typically, for many of their cards, you might find that they’re more lenient with credit score requirements compa…
Question: How much can I get approved for a mortgage with a 600 credit score? Answer: Having a 600 credit score and thinking about diving into the housing market? Let’s chat about what you might expect in terms of mortgage approval. First things first, a 600 credit score is typically considere…
Question: What credit score do you need for a Lowe’s® card? Answer: The Lowe’s Advantage Card, which is their primary consumer credit card, typically requires a fair to good credit score for approval. This generally translates to a score starting in the mid-600s and up. However, having a score on th…
Question: Why is my Experian® score higher than Credit Karma? Answer: Ah, the age-old question of differing credit scores! It can be a tad confusing when you see different numbers from different sources. Let’s unravel this mystery. First off, Credit Karma provides you with credit scores based …
Question: How do I check my credit score with my SSN? Answer: Wanting to check your credit score using your Social Security Number (SSN) is a smart move, as it’s part of keeping a healthy financial life. Here’s how you go about it. Firstly, you’ll need to find a reputable website o…